Credit cards aren’t evil – if you know how to use them the right way

Automatisch samengesteld met AI uit de vermelde bronnen

The Federal Reserve Bank of New York reported in May that credit card balances at least 90 days delinquent climbed to 13.12% in the first quarter, the highest level since the aftermath of the 2008 financial crisis. The same Federal Reserve’s 2025 Small Business Credit Survey separately found credit card financing remains the number one source of financing for small businesses.